Tips When Evaluating Your Healthcare Plan
With information overload, Medicare Open Enrollment can be a challenging time. Plans change, and so do your healthcare needs, so how do you go about choosing the plan that’s right for you? Here are four easy tips to help you on your way.
Tip #1: Be honest about your healthcare needs. How have they changed? Have your prescriptions changed? Do you require different care than you did before? Could you benefit from a plan that emphasizes preventive care? Answering these questions will help you take advantage of a plan that works for you
Tip #2: What makes the most sense financially? Take a look at your budget and consider what’s most economical for your current needs. Remember, dental, vision, hearing and preventive screenings can go a long way toward saving you healthcare related costs later on because you can address problems before they get more serious. Consider these options when you look at the different Medicare plans available to you.
Tip #3: Consider putting a team of medical professionals to work for you. This is a way of providing care that puts the emphasis where it should be: on you. When primary caregivers, specialists, nurses, care managers and other medical professionals work together, it does more than help you feel your best – it makes you feel like you’re part of a family. Medicare Advantage plans usually give you access to team-based care.
Tip #4: Evaluate your prescription drug needs. This is the time to make sure the plans you’re considering cover the prescriptions you use. Medicare Part D, often referred to as prescription drug coverage, can generally be added on to your Medicare plan. Medicare Advantage often allows you to receive prescription drug coverage similar to Part D. Remember that it is absolutely important to review your prescription drug needs when selecting which plan is right for you.
Above all, you should always consider your options. Visit healthcarepartners.com for more details on Medicare Advantage and the benefits of putting a team of medical professionals to work for you.
*Sources Medicare General Informationl