The Facts About Medicare Advantage
Open Enrollment is an important time when you'll make decisions that affect the kind of care you get all year long. One option available to you is Medicare Advantage. Here are some facts on this program that might help you make a decision that's right for you.
First, let's take a look at why you might want to consider making a switch in the first place. Well, for one, it's possible that your healthcare needs have changed in the past year, and Medicare Open Enrollment gives you the opportunity to find a plan that fits you better. While you're at it, you might even save some money. And while it may take a little bit of research and elbow grease to find out all the facts about all the different plans available, you'll be glad you put forth the effort.
Take Medicare Part C, for instance, better known as Medicare Advantage. What makes it different? Well, Medicare Advantage helps with hospital costs, doctor visits, as well as other medical care. On top of that, Medicare Advantage can also offer prescription drug coverage, vision, hearing and even fitness plans – all bundled into one neat package. The premiums also tend to be less expensive than obtaining separate Medicare Part D (prescription drug) and Medigap (Medicare supplemental) coverage.
Medicare Advantage features access to team-based care and can provide protection against high out-of-pocket expenses. With an entire team working together for your wellness, you've got a community of care on your side. You get the full attention of primary caregivers, specialists, nurses, care managers, and other medical professionals. You'll also enjoy preventive services, like annual wellness checks.
If you live with a chronic health condition, another advantage is that some Medicare Advantage plans offer personalized telephone care management, education, health coaching and support from registered nurses and other health professionals. Some Medicare Advantage plans also even cover pneumonia and flu shots!
Many patients find that this team approach has an emotional benefit: a feeling like being part of a family.
So how do you know which Medicare plan is the right one for you? Consider your budget and your specific healthcare needs. Identify what's most important to you when it comes to feeling your best. You'll also want to make sure your plan gives you access to care of the highest quality, and be certain to double-check the size of the network so that you can be sure it meets your healthcare needs.
There are numerous Medicare plans to examine as well as many factors to consider when comparing which option is most advantageous for your individual healthcare needs.
Visit medicare.gov for more information on Medicare Advantage while you examine your options.